/* Public website styles (home, investments, how it works, security, FAQ, contact). */
/* ======================================================================
   Global Yield Capitals — brand tokens
   White canvas · Ice blue sections · Navy depth · Royal blue actions · Teal growth
   ====================================================================== */
:root{
  --white:#FFFFFF; --ice:#EFF6FF; --ice-2:#DCE9FF;
  --navy:#10236D; --navy-deep:#0B1A55;
  --royal:#1D3FC4; --royal-hover:#1733A6; --bright:#2D6BFF;
  --teal:#12B8A0; --teal-ink:#0B8F7B; --teal-soft:#E3F8F4;
  --ink:#0B1426; --slate:#556070; --line:#E3EAF5; --red-soft:#FDECEB; --amber-soft:#FFF4DE; --amber-ink:#9A6A09;
  --radius:18px; --shadow:0 24px 60px rgba(16,35,109,.12); --shadow-sm:0 6px 20px rgba(16,35,109,.08);
  --font:'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Arial, sans-serif;
}
[hidden]{display:none!important}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--white);color:var(--ink);font-family:var(--font);font-size:16px;line-height:1.6;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.ic{width:22px;height:22px;flex:none;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.wrap{width:min(1200px,100% - 40px);margin:0 auto}
h1,h2,h3{font-weight:800;letter-spacing:-.03em;margin:0;line-height:1.1}
.kicker{display:inline-flex;align-items:center;gap:8px;font-size:13px;font-weight:700;color:var(--royal);background:var(--ice);border:1px solid var(--ice-2);padding:6px 14px 6px 8px;border-radius:999px}
.kicker i{display:grid;place-items:center;width:22px;height:22px;border-radius:999px;background:var(--royal);color:#fff;font-style:normal}
.kicker i .ic{width:13px;height:13px;stroke-width:2.4}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:52px;padding:0 26px;border-radius:999px;font-weight:700;font-size:15px;border:1.5px solid transparent;cursor:pointer;transition:transform .15s ease,box-shadow .2s ease,background .2s,border-color .2s;white-space:nowrap}
.btn .ic{width:18px;height:18px;stroke-width:2.2;transition:transform .2s}
.btn:hover .ic.mv{transform:translateX(3px)}
.btn-primary{background:var(--royal);color:#fff;box-shadow:0 12px 28px rgba(29,63,196,.28)}
.btn-primary:hover{background:var(--royal-hover)}
.btn-outline{border-color:#C9D2E3;color:var(--ink);background:#fff}
.btn-outline:hover{border-color:var(--ink)}
.btn-white{background:#fff;color:var(--navy)}
.grad{background:linear-gradient(90deg,var(--royal),var(--bright) 55%,var(--teal));-webkit-background-clip:text;background-clip:text;color:transparent}

/* ---------------------------------------------------------------- header */
.top{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:saturate(160%) blur(14px);-webkit-backdrop-filter:saturate(160%) blur(14px);box-shadow:0 1px 0 var(--line),0 10px 30px rgba(16,35,109,.04)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:78px}
.brand img{height:40px;width:auto}
nav#nav{display:flex;gap:34px;font-size:15px;font-weight:500;color:#1D2537}
nav#nav a{transition:color .15s}nav#nav a:hover{color:var(--royal)}
.actions{display:flex;align-items:center;gap:10px}
.actions .btn{min-height:46px;padding:0 22px}
.login{font-weight:600;font-size:15px;padding:10px 14px}
.login:hover{color:var(--royal)}
.nav-signin{display:none}
.menu{display:none;width:46px;height:46px;border-radius:14px;border:1.5px solid #C9D2E3;background:#fff;color:var(--ink);cursor:pointer}

/* ---------------------------------------------------------------- hero */
.hero{position:relative;overflow:hidden;padding:84px 0 110px}
.hero::before{content:"";position:absolute;inset:0;background-image:linear-gradient(var(--line) 1px,transparent 1px),linear-gradient(90deg,var(--line) 1px,transparent 1px);background-size:64px 64px;mask-image:radial-gradient(ellipse at 75% 35%,#000 20%,transparent 70%);-webkit-mask-image:radial-gradient(ellipse at 75% 35%,#000 20%,transparent 70%);opacity:.7}
.hero::after{content:"";position:absolute;width:720px;height:720px;right:-200px;top:-240px;background:radial-gradient(circle,rgba(45,107,255,.16),transparent 62%);pointer-events:none}
.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.05fr .95fr;gap:64px;align-items:center}
.hero h1{font-size:clamp(40px,5.4vw,70px);margin:22px 0 22px;color:var(--ink)}
.hero .lead{font-size:19px;color:var(--slate);max-width:560px;margin:0 0 34px}
.hero-ctas{display:flex;gap:12px;flex-wrap:wrap}
.hero-points{display:flex;gap:22px;flex-wrap:wrap;margin-top:34px;font-size:14px;color:var(--slate);font-weight:500}
.hero-points span{display:inline-flex;align-items:center;gap:8px}
.hero-points .ic{width:18px;height:18px;color:var(--teal);stroke-width:2.4}

.stage{position:relative}
.deco{position:absolute;border-radius:28px;pointer-events:none}
.deco.d1{width:200px;height:200px;background:linear-gradient(135deg,var(--bright),var(--royal));right:-36px;top:-34px}
.deco.d2{width:170px;height:170px;background:linear-gradient(135deg,#19CFAE,var(--teal));left:-40px;bottom:-40px}
.card{position:relative;background:#fff;border:1px solid var(--line);border-radius:26px;padding:26px;box-shadow:var(--shadow)}
.card-top{display:flex;justify-content:space-between;align-items:flex-start;gap:12px}
.lbl{font-size:13px;color:var(--slate);font-weight:500}
.big{font-size:38px;font-weight:800;letter-spacing:-.03em;color:var(--navy);margin-top:2px;line-height:1.2}
.tag{font-size:11px;font-weight:800;letter-spacing:1px;color:var(--royal);background:var(--ice);border-radius:999px;padding:5px 10px}
.up{display:inline-flex;align-items:center;gap:4px;font-size:13px;font-weight:700;color:var(--teal-ink);background:var(--teal-soft);border-radius:999px;padding:4px 10px;margin-top:8px}
.up .ic{width:14px;height:14px;stroke-width:2.6}
.chart{margin:16px 0 4px;height:150px}
.chart svg{width:100%;height:100%}
.months{display:flex;justify-content:space-between;font-size:11.5px;color:#8C96A8}
.alloc{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:18px}
.alloc div{background:var(--ice);border-radius:14px;padding:12px}
.alloc small{display:block;font-size:12px;color:var(--slate);white-space:nowrap}
.alloc b{font-size:17px;color:var(--navy)}
.alloc i{display:block;height:5px;border-radius:5px;margin-top:8px;background:#D3E1FB;overflow:hidden}
.alloc i::after{content:"";display:block;height:100%;border-radius:5px;width:var(--w);background:var(--c)}
.chip{position:absolute;z-index:2;display:flex;align-items:center;gap:12px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:12px 16px;box-shadow:var(--shadow-sm);font-size:13px;color:var(--slate);line-height:1.4}
.chip b{display:block;color:var(--ink);font-size:14px}
.chip .bubble{display:grid;place-items:center;width:40px;height:40px;border-radius:12px;flex:none}
.chip.c1{left:-56px;bottom:-28px}
.chip.c1 .bubble{background:var(--teal-soft);color:var(--teal-ink)}
.chip.c2{right:-28px;top:132px}
.chip.c2 .bubble{background:var(--ice);color:var(--royal)}

/* ---------------------------------------------------------------- strip */
.strip{background:var(--ice);border-block:1px solid var(--ice-2)}
.strip-grid{display:grid;grid-template-columns:repeat(5,1fr)}
.strip-item{display:flex;align-items:center;gap:14px;padding:26px 14px;font-size:13px;color:var(--slate);line-height:1.4}
.strip-item b{display:block;color:var(--navy);font-size:15px}
.strip-item .bubble{display:grid;place-items:center;width:44px;height:44px;border-radius:14px;background:#fff;color:var(--royal);box-shadow:var(--shadow-sm);flex:none}

/* ---------------------------------------------------------------- sections */
section.block{padding:110px 0}
.head{text-align:center;max-width:780px;margin:0 auto 56px}
.head h2{font-size:clamp(32px,4vw,52px);margin:16px 0 14px}
.head p{font-size:19px;color:var(--slate);margin:0}

/* feature cards: soft dotted surface, round gradient icon, title, one line of copy */
.plans{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.fcard{position:relative;display:block;background-color:#FAFCFF;background-image:radial-gradient(rgba(16,35,109,.07) 1px,transparent 1.2px);background-size:16px 16px;border:1px solid var(--line);border-radius:22px;padding:30px 28px 32px;transition:transform .2s ease,box-shadow .2s ease,border-color .2s}
.fcard:hover{transform:translateY(-3px);box-shadow:0 18px 44px rgba(16,35,109,.09);border-color:#C8D7F5}
.fcard .fi{display:grid;place-items:center;width:64px;height:64px;border-radius:50%;background:linear-gradient(145deg,var(--bright),var(--royal));color:#fff;border:4px solid #fff;box-shadow:0 10px 22px rgba(29,63,196,.28),0 0 0 1px rgba(29,63,196,.08);margin-bottom:46px}
.fcard .fi .ic{width:26px;height:26px;stroke-width:1.9}
.fcard h3{font-size:23px;font-weight:700;letter-spacing:-.02em;color:var(--ink);margin:0 0 10px}
.fcard p{color:var(--slate);font-size:16.5px;line-height:1.55;margin:0}

/* ---------------------------------------------------------------- navy band */
.band{background:var(--navy);color:#fff;position:relative;overflow:hidden;padding:120px 0}
.band::before,.band::after{content:"";position:absolute;border-radius:60px;transform:rotate(18deg)}
.band::before{width:420px;height:420px;right:-120px;top:-160px;background:linear-gradient(135deg,rgba(45,107,255,.55),rgba(29,63,196,.1))}
.band::after{width:320px;height:320px;left:-120px;bottom:-170px;background:linear-gradient(135deg,rgba(25,207,174,.45),rgba(18,184,160,.05))}
.band .wrap{position:relative;z-index:1;text-align:center}
.band h2{font-size:clamp(40px,6.4vw,92px);letter-spacing:-.04em}
.band p{color:#BCC7EA;font-size:19px;max-width:640px;margin:20px auto 0}
.facts{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:64px;text-align:left}
.fact{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:20px;padding:24px}
.fact .ic{width:26px;height:26px;color:#7FE3D0}
.fact b{display:block;font-size:30px;letter-spacing:-.03em;margin:14px 0 2px}
.fact span{color:#BCC7EA;font-size:14px}

/* ---------------------------------------------------------------- steps */
.how{background:var(--ice)}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px}
.step .n{display:flex;align-items:center;justify-content:space-between;margin-bottom:22px}
.step .n span{font-size:14px;font-weight:800;color:var(--royal);background:var(--ice);border-radius:999px;padding:4px 12px}
.step .n .ic{width:26px;height:26px;color:var(--teal)}
.step h3{font-size:20px;margin-bottom:8px;color:var(--navy)}
.step p{color:var(--slate);margin:0;font-size:15px}

/* ---------------------------------------------------------------- security */
.trust{display:grid;grid-template-columns:.9fr 1.1fr;gap:64px;align-items:start}
.trust h2{font-size:clamp(32px,4vw,50px);margin:16px 0 18px}
.trust .lead{color:var(--slate);font-size:18px;margin:0 0 30px}
.quote{margin-top:36px;border-left:4px solid var(--bright);padding:4px 0 4px 22px}
.quote p{margin:0;font-size:19px;font-weight:600;color:var(--navy);line-height:1.5}
.quote small{display:block;margin-top:10px;color:var(--slate)}
.feat{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.feat .fcard{padding:26px 24px 28px}
.feat .fcard .fi{width:56px;height:56px;margin-bottom:30px}
.feat .fcard .fi .ic{width:23px;height:23px}
.feat .fcard h3{font-size:19px}.feat .fcard p{font-size:15px}

/* ---------------------------------------------------------------- faq */
.faq{display:grid;grid-template-columns:.8fr 1.2fr;gap:64px;align-items:start}
.faq h2{font-size:clamp(32px,4vw,48px);margin:16px 0 14px}
details{border-bottom:1px solid var(--line);padding:6px 0}
summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:18px 0;font-weight:700;font-size:18px;color:var(--navy)}
summary::-webkit-details-marker{display:none}
summary .pm{display:grid;place-items:center;width:34px;height:34px;border-radius:999px;background:var(--ice);color:var(--royal);flex:none;transition:transform .25s,background .2s}
summary .pm .ic{width:16px;height:16px;stroke-width:2.4}
details[open] summary .pm{transform:rotate(45deg);background:var(--royal);color:#fff}
details p{margin:0 0 20px;color:var(--slate);max-width:640px}

/* ---------------------------------------------------------------- cta */
.cta{padding:0 0 110px}
.cta-box{position:relative;overflow:hidden;border-radius:32px;background:linear-gradient(120deg,var(--navy),var(--royal));color:#fff;padding:64px;display:flex;justify-content:space-between;align-items:center;gap:30px}
.cta-box::after{content:"";position:absolute;width:300px;height:300px;right:-60px;bottom:-150px;border-radius:60px;transform:rotate(20deg);background:linear-gradient(135deg,rgba(25,207,174,.6),rgba(18,184,160,0))}
.cta-box > *{position:relative;z-index:1}
.cta-box h2{font-size:clamp(28px,3.6vw,44px);max-width:620px}
.cta-box p{color:#C9D4F5;margin:12px 0 0;font-size:17px}

/* ---------------------------------------------------------------- footer */
footer{border-top:1px solid var(--line);padding:72px 0 34px;color:var(--slate);font-size:14.5px}
.foot{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:34px}
.foot img{height:40px;width:auto;margin-bottom:16px}
.foot h4{color:var(--ink);font-size:15px;margin:6px 0 14px}
.foot a{display:block;margin:9px 0}.foot a:hover{color:var(--royal)}
.disclaimer{margin:44px 0 0;padding-top:24px;border-top:1px solid var(--line);font-size:12.5px;line-height:1.7}
.legal{display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap;margin-top:16px;font-size:13px}

/* ---------------------------------------------------------------- motion */
.reveal{opacity:0;transform:translateY(18px);transition:opacity .6s ease,transform .6s ease}
.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none}html{scroll-behavior:auto}}

/* ---------------------------------------------------------------- responsive */
@media (max-width:1060px){
  .hero-grid,.trust,.faq{grid-template-columns:1fr}
  .stage{max-width:560px;margin:0 auto;width:100%}
  .chip.c1{left:-12px}.chip.c2{right:-12px}
  .plans{grid-template-columns:1fr 1fr}
  .steps,.facts{grid-template-columns:1fr 1fr}
  .strip-grid{grid-template-columns:repeat(3,1fr)}
  .foot{grid-template-columns:1fr 1fr}
}
@media (max-width:760px){
  nav#nav{display:none;position:absolute;top:78px;left:0;right:0;flex-direction:column;gap:0;background:#fff;box-shadow:0 20px 40px rgba(16,35,109,.12);padding:6px 20px 18px}
  nav#nav.open{display:flex}
  nav#nav a{padding:15px 0;border-bottom:1px solid var(--line);font-size:16px}
  .menu{display:grid;place-items:center}
  .login{display:none}
  nav#nav .nav-signin{display:block;color:var(--royal);font-weight:700}
  .actions .btn{min-height:42px;padding:0 16px;font-size:14px}
  .brand img{height:34px}
  .hero{padding:44px 0 80px}
  .hero .lead{font-size:17px}
  .hero-ctas .btn{flex:1}
  .card{padding:20px}
  .big{font-size:30px}
  .deco.d1{width:120px;height:120px;right:-12px;top:-18px}
  .deco.d2{display:none}
  .hero .kicker{font-size:11.5px;padding-right:12px}
  .chip{position:relative;left:auto!important;right:auto!important;top:auto!important;bottom:auto!important;margin-top:12px}
  .alloc{gap:8px}.alloc div{padding:10px}.alloc small{font-size:11px}
  .strip-grid{grid-template-columns:1fr 1fr}
  .strip-item{padding:18px 4px;gap:10px}
  .strip-item .bubble{width:40px;height:40px}
  .plans,.steps,.feat,.facts{grid-template-columns:1fr}
  section.block{padding:80px 0}
  .head{margin-bottom:36px}.head p{font-size:17px}
  .band{padding:84px 0}
  .cta-box{flex-direction:column;align-items:flex-start;padding:40px 26px;border-radius:24px}
  .cta-box .btn{width:100%}
  .foot{grid-template-columns:1fr}
}

/* ---------------------------------------------------------------- multi-page additions */
nav#nav a[aria-current="page"]{color:var(--royal);font-weight:600}
.page-hero{position:relative;overflow:hidden;background:var(--ice);border-bottom:1px solid var(--ice-2);padding:76px 0 70px}
.page-hero::before,.page-hero::after{content:"";position:absolute;border-radius:48px;transform:rotate(18deg);pointer-events:none}
.page-hero::before{width:300px;height:300px;right:-80px;top:-130px;background:linear-gradient(135deg,rgba(45,107,255,.22),rgba(29,63,196,.04))}
.page-hero::after{width:220px;height:220px;right:150px;bottom:-150px;background:linear-gradient(135deg,rgba(25,207,174,.22),rgba(18,184,160,.03))}
.page-hero .wrap{position:relative;z-index:1}
.page-hero h1{font-size:clamp(36px,5vw,60px);margin:18px 0 16px;max-width:820px;color:var(--ink)}
.page-hero p{font-size:19px;color:var(--slate);max-width:640px;margin:0}
.page-hero .hero-ctas{margin-top:30px}
a.fcard{color:inherit}
.fcard .more{display:inline-flex;align-items:center;gap:6px;margin-top:18px;font-weight:600;color:var(--royal);font-size:15px}
.fcard .more .ic{width:16px;height:16px;stroke-width:2.4;transition:transform .2s}
a.fcard:hover .more .ic{transform:translateX(3px)}
.plans.four{grid-template-columns:repeat(4,1fr)}
.feat.three{grid-template-columns:repeat(3,1fr)}
.faq-solo{max-width:860px;margin:0 auto}
.contact-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.contact-grid .fcard .btn{margin-top:22px}
.quote-wide{max-width:760px;margin:56px auto 0}
@media (max-width:1060px){.plans.four{grid-template-columns:1fr 1fr}.feat.three,.contact-grid{grid-template-columns:1fr 1fr}}
@media (max-width:760px){.page-hero{padding:48px 0 44px}.page-hero p{font-size:17px}.plans.four,.feat.three,.contact-grid{grid-template-columns:1fr}}
.page-hero + section.block{padding-top:72px;padding-bottom:96px}
@media (max-width:760px){.page-hero + section.block{padding-top:48px;padding-bottom:72px}}

/* ---------------------------------------------------------------- hero: plan walkthrough */
.sim{padding:24px 24px 18px}
.sim .ic{width:16px;height:16px;stroke-width:2.2}
.sim-top{display:flex;justify-content:space-between;align-items:flex-start;gap:12px}
.sim-title{font-size:20px;font-weight:800;letter-spacing:-.02em;color:var(--navy);margin-top:2px;min-height:28px;transition:opacity .25s}
.sim-steps{list-style:none;margin:16px 0 0;padding:0;display:grid;grid-template-columns:repeat(5,1fr);gap:4px;position:relative}
.sim-steps::before{content:"";position:absolute;left:10%;right:10%;top:18px;height:2px;background:var(--ice-2)}
.sim-steps li{position:relative}
.sim-steps button{width:100%;display:flex;flex-direction:column;align-items:center;gap:6px;border:0;background:none;padding:4px 0;font:600 11.5px var(--font);color:#8C96A8;cursor:pointer;transition:color .2s}
.sim-steps button span{display:grid;place-items:center;width:30px;height:30px;border-radius:50%;background:#fff;border:2px solid var(--ice-2);color:#8C96A8;font-size:12px;font-weight:800;transition:all .3s}
.sim-steps li.done span{background:var(--teal-soft);border-color:var(--teal-soft);color:var(--teal-ink)}
.sim-steps li.on button{color:var(--navy)}
.sim-steps li.on span{background:var(--royal);border-color:var(--royal);color:#fff;box-shadow:0 0 0 5px rgba(29,63,196,.14)}
.sim-steps button:hover span{border-color:var(--royal)}
.sim-stage{position:relative;height:292px;margin-top:14px;border-radius:18px;background:var(--ice);overflow:hidden}
.scene{position:absolute;inset:0;padding:18px;display:flex;flex-direction:column;gap:10px;opacity:0;transform:translateX(18px);transition:opacity .45s ease,transform .45s ease;pointer-events:none}
.scene.active{opacity:1;transform:none;pointer-events:auto}
.scene.out{transform:translateX(-18px)}
.scene small{display:block;color:var(--slate);font-size:12px;font-weight:500}
.scene b{color:var(--ink)}
.pop{opacity:0;transform:translateY(10px) scale(.98)}
.scene.active .pop{animation:simPop .5s cubic-bezier(.2,.9,.3,1.15) var(--d,0s) both}
@keyframes simPop{to{opacity:1;transform:none}}
@keyframes simOut{to{opacity:0;transform:translateY(-6px);height:0;margin:0;padding:0}}
.sbox{background:#fff;border:1px solid var(--line);border-radius:14px;padding:14px}
.row{display:flex;align-items:center;gap:12px}
.pic,.coin{display:grid;place-items:center;width:38px;height:38px;border-radius:12px;background:var(--ice);color:var(--royal);flex:none}
.pic .ic{width:19px;height:19px;stroke-width:1.9}
.pic.teal{background:var(--teal-soft);color:var(--teal-ink)}
.coin{background:#E3F8F4;color:var(--teal-ink);font-weight:800;font-size:18px}
/* 1 verify */
.who{display:flex;align-items:center;gap:12px}
.who .av{display:grid;place-items:center;width:42px;height:42px;border-radius:50%;background:linear-gradient(145deg,var(--bright),var(--royal));color:#fff;font-weight:800;font-size:14px}
.checks{list-style:none;margin:2px 0 0;padding:0;display:grid;gap:8px}
.checks li{display:flex;align-items:center;gap:10px;background:#fff;border:1px solid var(--line);border-radius:12px;padding:9px 12px;font-size:14px;font-weight:600;color:var(--ink)}
.checks li i{display:grid;place-items:center;width:28px;height:28px;border-radius:9px;background:var(--ice);color:var(--royal)}
.checks li em{margin-left:auto;display:grid;place-items:center;width:22px;height:22px;border-radius:50%;background:var(--teal);color:#fff}
.checks li em .ic{width:13px;height:13px;stroke-width:3}
.ok-pill,.lock-pill,.remind{display:flex;align-items:center;gap:8px;border-radius:999px;padding:8px 14px;font-size:13px;font-weight:700;align-self:flex-start}
.ok-pill{background:var(--teal-soft);color:var(--teal-ink)}
.lock-pill{background:#fff;border:1px solid var(--line);color:var(--navy);font-weight:600;border-radius:12px}
.remind{background:var(--navy);color:#fff;font-weight:600}
.remind .ic{color:#7FE3D0}
/* 2 deposit */
.big-amt{font-size:34px;font-weight:800;letter-spacing:-.03em;color:var(--navy);margin:12px 0 8px;font-variant-numeric:tabular-nums}
.status-swap{position:relative;height:30px}
.st{position:absolute;left:0;top:0;display:inline-flex;align-items:center;gap:6px;border-radius:999px;padding:6px 12px;font-size:12.5px;font-weight:700}
.st.wait{background:#FFF4DE;color:#8A5A00}
.st.done{background:var(--teal-soft);color:var(--teal-ink);opacity:0}
.scene.active .st.wait{animation:simPop .4s .2s both,simFade .3s 2.2s forwards}
.scene.active .st.done{animation:simPop .45s 2.35s both}
@keyframes simFade{to{opacity:0;transform:scale(.95)}}
.bal-row{display:flex;justify-content:space-between;align-items:center;background:#fff;border:1px solid var(--line);border-radius:12px;padding:12px 14px;font-size:14px;color:var(--slate)}
.bal-row b{font-size:18px;color:var(--navy);font-variant-numeric:tabular-nums}
/* 3 invest */
.terms{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin:12px 0}
.terms span{background:var(--ice);border-radius:10px;padding:8px 10px;font-size:11px;color:var(--slate)}
.terms b{display:block;font-size:13.5px;color:var(--navy);margin-top:2px}
.fake-btn{position:relative;height:42px;border-radius:999px;background:var(--royal);color:#fff;font-weight:700;font-size:14px;overflow:hidden}
.fake-btn span{position:absolute;inset:0;display:flex;align-items:center;justify-content:center;gap:6px;transition:opacity .2s}
.fake-btn .t2{opacity:0;background:var(--teal)}
.scene.active .fake-btn{animation:simPress .25s 2.05s both}
.scene.active .fake-btn .t2{animation:simShow .3s 2.25s forwards}
@keyframes simPress{50%{transform:scale(.96)}100%{transform:scale(1)}}
@keyframes simShow{to{opacity:1}}
.cursor{position:absolute;width:26px;height:26px;left:78%;top:92%;opacity:0;filter:drop-shadow(0 4px 6px rgba(11,20,38,.25))}
.scene.active .cursor{animation:simCursor 2.6s .3s both}
@keyframes simCursor{0%{opacity:0;left:82%;top:96%}15%{opacity:1}60%{left:52%;top:58%}68%{transform:scale(.85)}76%{transform:scale(1)}100%{opacity:0;left:52%;top:58%}}
/* 4 grow */
.grow-top{display:flex;justify-content:space-between;align-items:flex-end;gap:10px}
.grow-top b{display:block;font-size:30px;font-weight:800;letter-spacing:-.03em;color:var(--navy);font-variant-numeric:tabular-nums}
.up-pill{display:inline-flex;align-items:center;gap:6px;background:var(--teal-soft);color:var(--teal-ink);border-radius:999px;padding:6px 11px;font-size:12px;font-weight:700;white-space:nowrap}
.grow-chart{width:100%;height:120px;flex:none}
.grow-chart .line{stroke-dasharray:100;stroke-dashoffset:100}
.grow-chart .area{opacity:0}
.scene.active .grow-chart .line{animation:simDraw 3.4s .3s cubic-bezier(.4,0,.2,1) forwards}
.scene.active .grow-chart .area{animation:simShow 1.2s 1.6s forwards}
@keyframes simDraw{to{stroke-dashoffset:0}}
.scene .months{display:flex;justify-content:space-between;font-size:11px;color:#8C96A8;margin-top:-4px}
/* 5 withdraw */
.paid{display:flex;align-items:center;gap:12px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:12px 14px}
.paid b{display:block;font-size:24px;font-weight:800;letter-spacing:-.02em;color:var(--navy);font-variant-numeric:tabular-nums}
.otp{display:flex;gap:6px;margin-top:12px}
.otp span{display:grid;place-items:center;width:34px;height:40px;border-radius:10px;border:1.5px solid var(--ice-2);background:#fff;font-weight:800;font-size:17px;color:var(--navy);opacity:0}
.scene.active .otp span{animation:simPop .3s var(--d) both;border-color:var(--royal)}
/* footer controls */
.sim-foot{display:flex;align-items:center;gap:12px;margin-top:14px}
.sim-play{display:grid;place-items:center;width:34px;height:34px;border-radius:50%;border:0;background:var(--royal);color:#fff;cursor:pointer;flex:none}
.sim-play .ic{width:15px;height:15px;stroke-width:2.6}
.sim-play .i-play{fill:currentColor;stroke-width:1.5;display:none}
.sim.paused .sim-play .i-play{display:block}.sim.paused .sim-play .i-pause{display:none}
.sim-bar{flex:1;height:5px;border-radius:5px;background:var(--ice-2);overflow:hidden}
.sim-bar i{display:block;height:100%;width:0;border-radius:5px;background:linear-gradient(90deg,var(--royal),var(--teal))}
.sim-count{font-size:12px;font-weight:700;color:var(--slate);font-variant-numeric:tabular-nums;min-width:34px;text-align:right}
@media (max-width:760px){
  .sim{padding:18px 16px 14px}
  .sim-title{font-size:18px}
  .sim-steps button{font-size:10.5px}
  .sim-stage{height:300px}
  .scene{padding:14px}
  .terms{gap:6px}.terms span{padding:7px 8px;font-size:10px;white-space:nowrap}.terms b{font-size:12px}
  .big-amt{font-size:30px}
}
@media (prefers-reduced-motion:reduce){
  .scene,.scene.active .pop,.scene.active .st,.scene.active .otp span,.scene.active .grow-chart .line,.scene.active .grow-chart .area{animation:none!important;transition:none!important;opacity:1;transform:none}
  .grow-chart .line{stroke-dashoffset:0}.grow-chart .area{opacity:1}
  .st.wait,.cursor,.fake-btn .t1{display:none}.st.done,.fake-btn .t2{opacity:1}
}
.sim.paused .scene.active,.sim.paused .scene.active *{animation-play-state:paused!important}
/* give the sign-up band breathing room when it follows the navy band (home, how it works) */
.band + .cta{padding-top:96px}
@media (max-width:760px){.band + .cta{padding-top:64px}}

/* ---------------------------------------------------------------- typography: Montserrat + Inter
   Montserrat: headlines, card titles, section headings, paragraph text and money/number figures.
   Inter: the interface (menu, buttons, labels, small tags) so controls stay compact and crisp. */
:root{--display:'Montserrat',-apple-system,BlinkMacSystemFont,'Segoe UI',Arial,sans-serif;--ui:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',Arial,sans-serif}
body{font-family:var(--display)}
h1,h2,h3{font-family:var(--display);letter-spacing:-.02em}
.hero h1,.page-hero h1,.band h2{letter-spacing:-.025em}
nav#nav,.login,.btn,.kicker,.tag,.lbl,.months,.sim-steps button,.sim-count,.up,.up-pill,.ok-pill,.lock-pill,.remind,.st,.terms span,.fcard .more,.hero-points,.strip-item,.legal,.foot a,.disclaimer,.fake-btn,.alloc small,.chip,.scene small,.checks li,.otp span{font-family:var(--ui)}
.strip-item b{font-family:var(--display)}
.big,.big-amt,.grow-top b,.paid b,.bal-row b,.alloc b,.fact b,.terms b{font-family:var(--display);font-variant-numeric:tabular-nums;letter-spacing:-.01em}
.who .av .ic{width:22px;height:22px;stroke-width:2;color:#fff}
/* step buttons: soft focus ring for keyboard users, no box after a mouse click */
.sim-steps button:focus{outline:none}
.sim-steps button:focus-visible span{box-shadow:0 0 0 4px rgba(29,63,196,.3)}

/* ---------------------------------------------------------------- photography */
.pf-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:80px;align-items:center}
.pf-media{max-width:460px}
.pf-media,.ph-media{position:relative}
.pf-media img,.ph-media img{position:relative;z-index:1;display:block;width:100%;height:auto;aspect-ratio:4/5;object-fit:cover;object-position:50% 30%;border-radius:28px;box-shadow:var(--shadow)}
.pf-deco{position:absolute;z-index:0;width:58%;height:58%;right:-28px;bottom:-28px;border-radius:32px;background:linear-gradient(135deg,var(--bright),var(--royal))}
.pf-tag{position:absolute;z-index:2;left:-26px;bottom:44px;display:flex;align-items:center;gap:12px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:12px 16px;box-shadow:var(--shadow-sm);font:500 13px var(--ui);color:var(--slate);line-height:1.4}
.pf-tag b{display:block;color:var(--ink);font-size:14px}
.pf-tag .bubble{display:grid;place-items:center;width:40px;height:40px;border-radius:12px;background:var(--teal-soft);color:var(--teal-ink);flex:none}
.pf-copy h2{font-size:clamp(32px,4vw,50px);margin:16px 0 16px}
.pf-copy .lead{font-size:18px;color:var(--slate);margin:0 0 24px}
.pf-list{list-style:none;padding:0;margin:0 0 30px;display:grid;gap:12px}
.pf-list li{display:flex;align-items:center;gap:12px;font-weight:600;color:var(--navy)}
.pf-list i{display:grid;place-items:center;width:28px;height:28px;border-radius:50%;background:var(--teal-soft);color:var(--teal-ink);flex:none}
.pf-list i .ic{width:15px;height:15px;stroke-width:2.6}
.photo-feature{background:linear-gradient(180deg,#fff,var(--ice))}

.photo-banner{padding:0 0 96px;background:#fff}
.pb{position:relative;overflow:hidden;border-radius:30px;min-height:460px;display:flex;align-items:center}
.pb img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:50% 36%}
.pb{min-height:480px}
.pb::before{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(90deg,rgba(11,26,85,.95) 0%,rgba(16,35,109,.85) 26%,rgba(16,35,109,.2) 44%,rgba(16,35,109,0) 56%)}
.pb-copy{position:relative;z-index:2;max-width:430px;padding:48px 52px;color:#fff}
.pb-copy h2{font-size:clamp(30px,3.6vw,46px);margin:0 0 14px;color:#fff}
.pb-copy p{color:#D3DCF7;font-size:18px;margin:0 0 26px}

.page-hero.split{padding:64px 0 72px}
.ph-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:64px;align-items:center}
.ph-media{max-width:380px;justify-self:end;width:100%}
.ph-media img{aspect-ratio:4/4.6;object-position:50% 25%}
.ph-media .pf-deco{background:linear-gradient(135deg,#19CFAE,var(--teal))}

@media (max-width:1060px){
  .pf-grid,.ph-grid{grid-template-columns:1fr;gap:48px}
  .pf-media{max-width:520px;margin:0 auto;width:100%}
  .ph-media{justify-self:center;max-width:460px}
}
@media (max-width:760px){
  .pf-deco{right:-10px;bottom:-14px}
  .pf-tag{left:12px;bottom:18px}
  .pb{display:block;min-height:0;background:linear-gradient(160deg,var(--navy),var(--navy-deep))}
  .pb img{position:relative;inset:auto;height:280px;object-position:55% 36%}
  .pb::before{display:none}
  .pb-copy{padding:28px 24px}
  .pb-copy .btn{width:100%}
  .photo-banner{padding-bottom:64px}
  .page-hero.split{padding:44px 0 52px}
}
.contact-grid{grid-template-columns:repeat(3,minmax(0,1fr))}
.contact-grid .fcard .btn{white-space:normal;max-width:100%;overflow-wrap:anywhere;text-align:center;line-height:1.3;padding-top:12px;padding-bottom:12px}
@media (max-width:1060px){.contact-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:760px){.contact-grid{grid-template-columns:minmax(0,1fr)}}
.contact-grid .fcard p b{color:var(--navy);overflow-wrap:anywhere}

/* ---------------------------------------------------------------- landscape photo cards */
.split-card{display:grid;grid-template-columns:1.05fr 1fr;align-items:stretch;background:var(--ice);border:1px solid var(--ice-2);border-radius:30px;overflow:hidden;margin-top:56px}
.split-card.reverse .sc-media{order:2}
.sc-media{position:relative;min-height:400px}
.sc-media img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.sc-copy{display:flex;flex-direction:column;justify-content:center;padding:52px 48px}
.sc-copy .kicker{align-self:flex-start;background:#fff}
.sc-copy h2{font-size:clamp(28px,3.2vw,40px);margin:16px 0 12px}
.sc-copy p{color:var(--slate);font-size:17px;margin:0 0 22px}
.sc-copy .pf-list{margin-bottom:26px}
.sc-copy .pf-list:last-child{margin-bottom:0}
.security-split{margin-top:56px}
/* landscape photo in a page header */
.ph-media.wide{max-width:520px}
.ph-media.wide img{aspect-ratio:3/2;object-position:50% 40%}
.ph-media.wide .pf-deco{background:linear-gradient(135deg,var(--bright),var(--royal))}
/* How it works banner now uses a landscape photo */
.pb img{object-position:62% 40%}
@media (max-width:1060px){
  .split-card{grid-template-columns:1fr}
  .split-card.reverse .sc-media{order:0}
  .sc-media{min-height:0;aspect-ratio:16/10}
  .ph-media.wide{max-width:560px}
}
@media (max-width:760px){
  .split-card{margin-top:40px;border-radius:24px}
  .sc-media{aspect-ratio:4/3}
  .sc-copy{padding:28px 22px 30px}
  .sc-copy .btn{align-self:stretch!important}
  .pb img{height:240px;object-position:62% 35%}
}
.ph-media.wide .pf-tag{bottom:-22px;left:-20px}
@media (max-width:760px){.ph-media.wide .pf-tag{bottom:-18px;left:12px}.ph-media.wide{margin-bottom:12px}}
/* tablets: use the tap-to-open menu instead of squeezing the header links */
@media (min-width:761px) and (max-width:1024px){
  nav#nav{display:none;position:absolute;top:78px;left:0;right:0;flex-direction:column;gap:0;background:#fff;box-shadow:0 20px 40px rgba(16,35,109,.12);padding:6px 32px 18px}
  nav#nav.open{display:flex}
  nav#nav a{padding:15px 0;border-bottom:1px solid var(--line);font-size:16px}
  .menu{display:grid;place-items:center}
  .login{display:none}
  nav#nav .nav-signin{display:block;color:var(--royal);font-weight:700}
}
/* trust strip: four items, icon + title only */
.strip-grid{grid-template-columns:repeat(4,1fr)}
.strip-item{justify-content:center;padding:24px 12px}
.strip-item b{font-size:16px;white-space:nowrap}
@media (max-width:1060px){.strip-grid{grid-template-columns:repeat(4,1fr)}.strip-item{flex-direction:column;gap:10px;text-align:center}.strip-item b{font-size:14px}}
@media (max-width:760px){.strip-grid{grid-template-columns:1fr 1fr}.strip-item{flex-direction:row;justify-content:flex-start;padding:16px 6px;text-align:left}.strip-item b{font-size:14.5px;white-space:normal}}


/* ---------------------------------------------------------------- contact form */
.contact-grid{grid-template-columns:repeat(auto-fit,minmax(250px,1fr))!important}
.contact-form-wrap{display:grid;grid-template-columns:.8fr 1.2fr;gap:56px;align-items:start;margin-top:64px;padding-top:56px;border-top:1px solid var(--line)}
.cf-intro h2{font-size:clamp(28px,3.4vw,40px);margin:16px 0 12px}
.cf-intro p{color:var(--slate);margin:0}
.contact-form{background:#fff;border:1px solid var(--line);border-radius:22px;padding:28px;box-shadow:var(--shadow-sm)}
.cf-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.cf-field{display:block;margin-bottom:14px}
.cf-field span{display:block;font:600 13px var(--ui);color:#26324A;margin-bottom:6px}
.cf-field input,.cf-field textarea{width:100%;padding:13px 14px;border:1.5px solid #D5DEEC;border-radius:12px;font:16px var(--ui);color:var(--ink);background:#fff}
.cf-field textarea{resize:vertical;min-height:140px}
.cf-field input:focus,.cf-field textarea:focus{outline:0;border-color:var(--royal);box-shadow:0 0 0 4px rgba(29,63,196,.12)}
.cf-hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.cf-error{background:var(--red-soft);color:#B23A33;border-radius:12px;padding:11px 13px;font-size:14px;margin:0 0 14px}
.cf-ok{background:var(--teal-soft);color:var(--teal-ink);border-radius:12px;padding:11px 13px;font-size:14px;margin:0 0 14px}
@media (max-width:900px){.contact-form-wrap{grid-template-columns:1fr;gap:28px}}
@media (max-width:600px){.cf-row{grid-template-columns:1fr}.contact-form{padding:20px}.contact-form .btn{width:100%}}

/* home page note (Admin → Settings → Website legal text) */
.home-note{background:#FFF9EC;border-bottom:1px solid #F3E2B8;color:#6B5313;font:500 14px var(--ui);padding:12px 0;text-align:center}

/* ---------------------------------------------------------------- website designs (Admin → Settings → Website design)
   Modern is the default. Classic and Fresh only adjust a few brand tokens and shapes. */
:root[data-theme="classic"]{--royal:#10236D;--royal-hover:#0B1A55;--radius:10px;--display:Georgia,'Times New Roman',serif}
:root[data-theme="classic"] h1,:root[data-theme="classic"] h2,:root[data-theme="classic"] h3{font-family:Georgia,'Times New Roman',serif;letter-spacing:-.01em}
:root[data-theme="classic"] .btn,:root[data-theme="classic"] .kicker{border-radius:8px}
:root[data-theme="classic"] .fcard,:root[data-theme="classic"] .card,:root[data-theme="classic"] .step,:root[data-theme="classic"] .cta-box,:root[data-theme="classic"] .split-card,:root[data-theme="classic"] .pb{border-radius:12px}
:root[data-theme="classic"] .fcard .fi{border-radius:12px}
:root[data-theme="classic"] .grad{background:none;-webkit-text-fill-color:var(--royal);color:var(--royal)}
:root[data-theme="classic"] .hero::before{opacity:.25}
:root[data-theme="fresh"]{--royal:#0B8F7B;--royal-hover:#08715F;--bright:#12B8A0;--ice:#ECFBF7;--ice-2:#CFF3EA;--radius:26px}
:root[data-theme="fresh"] .btn-primary{box-shadow:0 12px 28px rgba(11,143,123,.28)}
:root[data-theme="fresh"] .fcard,:root[data-theme="fresh"] .card,:root[data-theme="fresh"] .step,:root[data-theme="fresh"] .split-card{border-radius:30px}
:root[data-theme="fresh"] .fcard .fi{background:linear-gradient(145deg,#19CFAE,#0B8F7B)}
:root[data-theme="fresh"] .grad{background:linear-gradient(90deg,#0B8F7B,#12B8A0 55%,#2D6BFF);-webkit-background-clip:text;background-clip:text}
:root[data-theme="fresh"] .band,:root[data-theme="fresh"] .cta-box{background:linear-gradient(135deg,#0B5E57,#0B8F7B)}